|
|
Get Cash Out
We'll help you determine what exact loan product makes the most sense for taking cash out of your home. Refinancing and taking cash out using a new first mortgage or a home equity loan, or both depends on your financial goals, the interest rates, your tax rate and more.
We'll help you choose the ideal program with the lowest weighted annual percentage rate and payments to meet your personal needs and goals.
Lower Your Payment—Save Money
If interest rates fall below your current mortgage rate, refinancing may be a great idea. The old idea that rates must be 2 full percentage points below your existing loan is not true. A drop of as little as 1/2% could save you thousands of dollars. We'll help analyze your personal needs and goals and find the right loan at the lowest costs possible.
A variety of loan terms, no-point rate options and lower closing cost loans have greatly decreased the rate difference needed to make refinancing profitable.
Another popular way to lower a monthly payment is an interest-only loan. With this loan, the borrower pays only the monthly interest on the balance—you can pay principal as well if you wish.
We will always help you determine what loan program will best suit your needs and goals, whether it is an interest only loan or some other program.
need help? |
| Rate | Points | APR |
In The News...
The new year of trading unofficially starts today and Stocks hope to put 2008 behind them. The Dow Jones Industrial Average fell 33.8% for 2008, its worst performance since 1931 -- and its third-worst year ever....
The new year of trading unofficially starts today and Stocks hope to put 2008 behind them. The Dow Jones Industrial Average fell 33.8% for 2008, its worst performance since 1931 -- and its third-worst year ever....
| PRIVACY | LEGAL | PATRIOT ACT | LINKS | ||
|
Empire Home Loan Corporation 1201 Grass Valley Highway Auburn, CA 95603 Phone (916) 983-2401 Fax (800) 866-0115 State Licensing Information |
|
|
All content ©1999-2008 MorSystems™ All rights reserved.
Account login
|
||